Dice bell pepper and green onions. Peel and mince garlic.
Grate cheese if not already shredded.
In a colander, drain and rinse beans.
In a medium skillet over medium heat, heat oil.
Add beans, green onions, bell pepper, salsa and garlic. Cook until peppers are soft. About 3 minutes.
Add ground cumin and black pepper.
In a small bowl crack eggs and beat lightly with a fork. Stir in cheese.
Pour eggs into skillet with vegetable mix, heat at medium-low. Cook, stirring occasionally, until eggs are as firm as you like, about 3-5 minutes.
Serve hot with nonfat plain yogurt, cilantro, and/or salsa.